Most homeowners don't know if their insurance company paid everything they should have.
ApproveMyRoof uses AI to explain your insurance estimate in plain English, identify commonly overlooked items, and help you understand what questions to ask before repairs begin.
No obligation. Your documents are never shared with contractors or insurers.
Insurance companies write estimates for contractors — not homeowners. ApproveMyRoof translates every line into plain English and shows exactly what you're getting paid, what's still owed, and what happens next.
This is a real Xactimate-style line item on the left. Flip the switch to see how ApproveMyRoof reads it.
Insurance approved paying to remove your damaged shingles.
Your roof is being replaced with new architectural shingles.
A waterproof layer installed underneath the shingles.
Protects the peak of your roof from water intrusion.
Helps prevent shingles from blowing off during storms.
Metal flashing installed along roof edges to prevent water damage.
Extra waterproof protection in vulnerable areas.
Many insurance estimates miss replacing step flashing. Local building code may require it when reroofing.
Allows proper attic ventilation, which extends the life of your roof.
The total amount your insurance company believes it should cost to replace your roof.
This is the first check your insurance company usually sends.
This money is not lost. It's released after repairs are completed and proof of work is submitted.
Insurance temporarily holds back part of the money until repairs are completed. Once the work is finished and documentation is submitted, this money is usually released to you.
Your portion of the claim, required by your policy. It cannot legally be waived in most states.
Insurance companies require proof of completed repairs before releasing your recoverable depreciation. Here's the paperwork most carriers want to see:
Your contractor usually submits this paperwork for you. Doing it yourself? You can typically upload these documents directly to your insurance company or email your adjuster. ApproveMyRoof walks you through this process step-by-step.
We don't guarantee additional claim payments or changes to your insurance coverage. We help you understand your estimate, identify areas that may deserve further review, and give you the confidence to have informed conversations with your contractor or insurance company.
Upload your insurance estimate today and see if anything may have been overlooked.
No obligation. Your documents are never shared with contractors or insurers.
Understand your claim. Ask better questions. Make informed decisions.